MOZN has unveiled a major upgrade to its financial crime prevention platform with the launch of its next-generation Real-Time Transaction Screening (RTS) technology. Designed for modern payment ecosystems, the AI-native engine enables financial institutions to screen transactions intelligently in real time while maintaining strict compliance standards and supporting the speed of digital payments.
The new RTS capability is now available globally and further expands MOZN’s unified FRAML (Fraud and Anti-Money Laundering) platform. The platform combines transaction monitoring, customer screening, customer risk scoring, enterprise fraud management, and real-time transaction screening into a single AI-powered architecture. This unified approach helps financial institutions eliminate fragmented compliance systems and improve operational efficiency through shared intelligence and connected investigation workflows.
“With our next-generation Real-Time Transaction Screening technology, we are moving the industry from a one-size-fits-all model to an intelligent, risk-based approach that enables regulatory compliance at scale without slowing down the speed of commerce.”
– Malik Alyoussef, Co-founder and Chief Product & Technology Officer, MOZN
The launch comes at a time when financial institutions worldwide are facing mounting pressure to modernize legacy screening systems. As payment volumes continue to grow and standards such as ISO 20022 reshape payment processing, traditional compliance systems often struggle with inefficiencies and excessive false positives.
According to industry estimates highlighted by MOZN, legacy transaction screening systems can generate up to 95% false-positive alerts, forcing compliance teams to spend significant time reviewing low-risk transactions. MOZN’s new RTS engine addresses this challenge through advanced AI-driven entity recognition that screens every entity across an entire transaction message, rather than only the beneficiary.
The platform supports ISO 20022 (MX), ISO 15022 (MT), and custom local payment formats, enabling complete transaction screening coverage with improved accuracy and faster alert resolution. MOZN has also introduced configurable Screening Templates that allow financial institutions to apply risk-based screening policies across different payment corridors and transaction categories.
Malik Alyoussef, Co-founder and Chief Product & Technology Officer at MOZN, said the industry is moving beyond traditional one-size-fits-all screening approaches toward more intelligent and adaptive compliance models.
The company said the enhanced platform is designed to help banks and financial institutions strengthen compliance operations while reducing operational bottlenecks and improving decision-making across real-time payment environments.
